About Ashley Dalton
A Local Agent Who Has Lived It
Ashley Dalton is an independent insurance agent licensed in New Mexico, Texas, and Arizona who has proudly called Ruidoso home since 2013. After experiencing firsthand the devastation that wildfire, flood, and unexpected loss can bring to a community, she built Summit Crest Insurance on one simple promise: real coverage for real life in the Southwest.
Our Story
Summit Crest Insurance was founded right here in Ruidoso, NM — a community that knows better than most how quickly life can change. From the Lincoln National Forest to the Sacramento Mountains, our clients face risks that generic, out-of-state policies simply don't account for.
Ashley spent years working alongside major carriers before going independent, giving her the freedom to shop dozens of companies and find the right fit for each client — not just the easiest sale.
Today, Summit Crest Insurance serves homeowners, ranchers, business owners, and families across NM, TX, and AZ. We are not a call center. We are your neighbor.
Licensed in
New Mexico · Texas · Arizona
What We Stand For
Local Knowledge
We understand the unique risks of the Southwest — wildfire, drought, flash floods, high-desert to the pinon pines.
Independent Advice
As an independent agency, we work for you — not for any single carrier. We shop the market to find your best option.
Personal Service
You will always reach a real person who knows your name and your policy. No hold music, no runaround.
Claims Support
When the unexpected happens, we walk you through every step of the claims process so you are never alone.
Ready to Talk?
Call or email us today for a no-pressure conversation about your coverage needs.